Skip to main content
ATM / Branch

Residential Mortgage Calculator

    Use our featured rates to explore the calculator

    3-year fixed rate mortgage

    (closed)

    Claim this rate

    5-year fixed rate mortgage

    (insured)

    Claim this rate

    5-year variable rate mortgage

    (insured)

    Claim this rate
     
    Estimate your monthly payments...

    Residential Mortgage calculator

    Set your house-hunting budget based on mortgage payments you can afford.
     
     

    How can our mortgage experts help you?

    Home

    Buy a home

    From your first apartment to your dream home, we're here to support you throughout the entire process

    Learn more

    Home

    Switch my mortgage

    Explore why local banking means more, even for your mortgage, with a range of options to suit your needs

    Learn more

    Home

    Renew my mortgage

    Start the renewal conversation now to lock in rates and find the mortgage made for you

    Learn more

     
     

    Check out our home buying articles

    From buying your first home to using your mortgage equity, from changing rates to increasing home values - there's much to learn in an everchanging landscape. Read helpful advice-based articles regarding home buying and all the things that come with it.

    Learn more

     
     
     


    We can’t wait to see you

    Book a virtual or in-person appointment with a local Prospera mortgage expert

    Book an appointment


    Let’s chat

    Contact our Member Service Centre


    1 888 440 4480


    Start your online application

    Begin your mortgage application from the comfort of home

    Get started

    These calculators are made available to you as tools for independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy. All examples are hypothetical and are for illustrative purposes only. Please visit your branch to seek personalized advice from qualified professionals for all personal finance issues.

    This mortgage calculator is based on the assumption that mortgage rates remain the same throughout the entire amortization period, but rates will actually fluctuate throughout your selected period.