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Non-profits can get a free Local Community bank account.
Daily business banking

Local Community Account

Get free banking services as a hard-working local non-profit.
For non-profits

Keep more money for your good work

You're working hard to improve our local communities and we love that. Let us help with free banking. The Local Community Account includes unlimited free transactions, with no monthly fee. It throws in two free Interac® e-Transfers every month. And, when you deposit cash, coins or cheques, you pay nothing extra for the type of deposit.

Monthly features:
  • Unlimited free transactions
  • 2 free Interac® e-Transfers
  • Free electronic statements (including cheque images)
Monthly fee:
  • $0

Open an account Book an appointment    View service charges

Service charges

A few “above and beyond” services are not included in your unlimited free transactions:*

Interac® e-Transfers (after 2 free/month)$1.00
Interac® ATM withdrawals$2.50
USA EXCHANGE® and foreign CIRRUS® ATM withdrawals$3.50
US draft$10.00
Paper statement (including cheque images)$2.00

Everything else is free!

Here are the transactions you won’t have to pay for:*
Deposits Free
Withdrawals Free
In-branch and electronic transfers Free
ATM withdrawals from all Canadian credit unions Free
Point of sale transactions Free
Pre-authorized debits and credits Free
In-branch and electronic bill payments Free

Explore all accounts

Business Pay As You Go Account

Pay only for what you need with a low monthly fee.

View details

Business Plan 35 Account

Get 35 transactions included and pay for extras if needed.

View details

Business Plan 75 Account

Get 75 transactions included and pay for extras if needed.

View details

Business US Account

Manage your US dollars in a low-cost account.

View details

Compare all

Choose a day-to-day banking account that makes it easy to do business.

Compare operating accounts

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:
Bank online by signing into your account at Prospera.ca
Do your banking anywhere with the Prospera mobile banking app
Do your banking at one of over 4,000 ATMs across canada
Choose a time and date that works best for you, in person, by phone, or video call.
Choose a time and date that works best for you, in person, by phone, or video call.

More ways to bank

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Business advice

Get help with each stage of your business

Whether you're starting up, growing and busy, stagnating and stuck, or ready to pass the business torch, talk to one of our business advisors for local knowledge and the financial expertise you need on your team.

More details Book an appointment

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


View branch locations or find an ATM

*Fees are subject to change without notice.