Member notice: Our Cloverdale branch is closed today due to scheduled maintenance by BC Hydro. We apologize for any inconvenience. If you require assistance, please call our Member Service Centre at 1 888 440 4480 or visit a nearby branch.
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Re-investable term deposits
Personal investing

Re-investable term deposits

Lock in now, but if rates change, you can re-invest your funds into another term deposit.  

Freedom to re-invest to a higher rate term deposit  

Every little bit counts. Lock in for 15 months and have the option to re-invest to a higher-rate term deposit during your term. The new term must be equal or longer than the original term deposit.   
Features:
  • Invest $1000 or more
  • 15 month term 
  • Re-investable after 30 days  
  • Interest paid annually  
Accounts:
  • Non-registered
  • TFSA
  • RRSP
  • RRIF
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Personal investing

Tax-Free Savings Account


Save for the short-term and long-term expenses with no tax on withdrawals.

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Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:
Bank online by signing into your account at Prospera.ca
Do your banking anywhere with the Prospera mobile banking app
Do your banking at one of over 4,000 ATMs across canada
Choose a time and date that works best for you, in person, by phone, or video call.
Choose a time and date that works best for you, in person, by phone, or video call.

More ways to bank

Explore all term deposits

Cashable

Stay flexible with the option to withdraw your money anytime after 30 days.

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Rate climber

Enjoy higher rates the longer you stay invested — but you can cash out at the end of each year.

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Non-redeemable

Get a better interest rate if you don’t need to touch your money before the maturity date.

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Non-redeemable US dollar

Earn interest on extra US dollars without converting currencies.

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Compare all

Get guaranteed returns whether you need flexibility or can lock in for a higher rate.

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Meet an Advisor
We’re here to help

Talk to an advisor

Our knowledgeable advisors can guide you through life’s big and small financial decisions — and their services are completely free of charge for our members.
Learn more

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

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Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


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