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Personal US Account
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Personal US account

Frequent traveler to the US? We’ve got you covered.  

Personal US account

Manage all of your US dollar transactions without worrying about exchange rates. Great if you regularly receive cheques or send payments in US dollars.  

Monthly features
  • Interest paid monthly 
  • 1 free transaction included   
  • Additional transactions $0.75
Monthly fee
  • $0
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Additional service charges

Used your one free transaction? No problem. Here’s what you’ll be charged for the additional transactions and beyond: 
Pre-authorized debits $0.75
Electronic bill payments $0.75
Cheques $0.75
In-branch withdrawals $0.75
Monthly paper statement (mailed) $2.00

There are some transactions that cannot be completed using this account. Here’s what’s not available with the US account.

  • Debit card purchases
  • Electronic bill payments
  • Interac® e-Transfers
  • In-branch bill payments
  • All Canadian Credit Union ATM withdrawals
  • USA EXCHANGE® and foreign CIRRUS® ATM withdrawals

View all account service charges

Service charges are subject to change without notice.

Explore all chequing accounts

Unlimited

Great if you use your debit card for the majority of your purchases, or do most of your banking online or via mobile.

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Young Adult

For easy access to your cash, with all the banking features you could need.

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Personal Essential

Perfect if you only need to use your account a few times per month, or don’t want to pay for what you don’t need.

View details

Senior

A definite perk of being older and wiser.

View details

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Credit card convenience

Apply for a Visa* US Dollar Card

Enjoy cash back on US dollar purchases plus purchase protection and extended warranty coverage.  

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High interest savings account

Earn a great interest rate on every dollar you save.

Whether you’re saving for something special or you’re just putting funds away for a rainy day, a high interest savings account gives you a premium interest rate while still allowing you to access your money whenever you want.

Find out more

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:
Bank online by signing into your account at Prospera.ca
Do your banking anywhere with the Prospera mobile banking app
Do your banking at one of over 4,000 ATMs across canada
Choose a time and date that works best for you, in person, by phone, or video call.
Choose a time and date that works best for you, in person, by phone, or video call.

More ways to bank

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


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