Borrowing
Personal line of credit
Access money whenever you need it, and only pay interest on what you borrow.
Not sure when you’ll need to access the funds?
Be ready for surprises, good and bad. With a line of credit, you can withdraw cash on a moment’s notice at an affordable interest rate.
Emergency Repairs
Unexpected costs
Spur-of-the-moment trips
Consolidate your debt
Large purchases
Borrow with flexibility
By setting up a line of credit, you can borrow whatever you need, any time, up to your limit. You have to pay the interest on your debt monthly, but you don’t have to pay any more if you don’t want to. Any repayments you do make free up room to borrow again.
Features:
- Limits of $5,000 or more
- Withdraw online or using a debit card, ATM, or cheque
- Pay interest only on the amount you borrow
- Loan protection insurance available
Flexibility:
- Money available for emergencies
- Interest-only monthly payments
- Repay some or all of your borrowed amount anytime
- Substantially lower rates than credit cards
Ways to bank with us
The many ways you can access your accounts, documents, statements, and more:
Explore all loans and lines of credit
Home equity line of credit
Get all the flexibility of a personal line of credit, with a better interest rate.
View detailsPersonal loan
Borrow a specific amount, all at once, with a schedule to keep repayments on track.
View detailsRRSP loan
Retirement savings need a nudge? Maximize your RRSP contribution and your tax deduction.
View details
We're here to help
Talk to an advisor
Our knowledgeable advisors can guide you through life’s big and small financial decisions — and their services are completely free of charge for our members.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
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