Business borrowing
Commercial loan
Invest in the growth of your business without tying up working capital.
What do you need money for?
A loan can lift your business to the next level, providing financing for whatever makes you more competitive and profitable.
Vehicles
Equipment
Inventory
Operations
Debt consolidation
Flexible features
Customize your loan
If you know how much money you need, and for how long, a secured or unsecured loan provides more structure than a line of credit. You’ll make regular payments and know exactly when you’ll be debt-free. Keep your payments affordable with an appropriate mix of features:
- Borrow up to $5 million
- Fixed or variable interest rate
- Term up to 25 years
- Amortization up to 10 years on equipment and 25 years on buildings
- Optional life and disability insurance
Our business advisors can recommend a locally approved loan that meets your needs.
Did you know?
Because we participate in the Canada Small Business Financing Assistance Program, you may not have to put up personal assets as security for commercial loans if you are borrowing to:
- Purchase or improve land or buildings used for commercial purposes
- Purchase or improve new or used equipment
- Purchase new or existing leasehold improvements
- This program can also be used to finance intangible assets and working capital costs
Explore other business borrowing solutions
Commercial line of credit
Be ready to seize business opportunities at a moment’s notice.Ways to bank with us
The many ways you can access your accounts, documents, statements, and more:
Business advice
Get help with each stage of your business
Whether you're starting up, growing and busy, stagnating and stuck, or ready to pass the business torch, talk to one of our business advisors for local BC knowledge and the financial expertise you need on your team.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
Send a support email
