Member notice: Our Cloverdale branch is closed today due to scheduled maintenance by BC Hydro. We apologize for any inconvenience. If you require assistance, please call our Member Service Centre at 1 888 440 4480 or visit a nearby branch.
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Switch your mortgage
Mortgages

Discover more with a mortgage from Prospera

Move into a mortgage that gives you the flexibility to customize your terms to fit your budget and lifestyle.
 

Personalized advice for a personalized mortgage

Take the guesswork out of finding a mortgage. Get personalized mortgage advice and a tailored solution to help you save more and become mortgage-free faster. With our advisors, you benefit from local insights into the real estate market and expert financial advice to help you reach your goals and enjoy your dream home. Schedule an appointment now or call 1 888 440 4480 to get started.


Get started

Why choose Prospera

Secure your personalized rate

Enjoy a 90-day rate guarantee so you can have complete confidence you’re getting the best rate.

Secure your rate

Get personalized mortgage advice

Work directly with an advisor to create a personalized plan to meet your goals.


 
 

Explore our featured mortgage rates

3-year fixed rate mortgage

(closed)

5-year fixed rate mortgage

(insured)

5-year variable rate mortgage

(insured)

 
 
 

Flexible mortgage options

More mortgage options to fit your budget, your lifestyle and your path to your dream home.

Protect your mortgage

Take advantage of optional creditor insurance for additional peace of mind and security.
 

Steps to switch

Step 1
Schedule an in-person or virtual appointment with a Prospera advisor.
Step 2
Review interest rates, discuss your goals and start the application process.
Step 3
Complete your signing and get your mortgage funded!
 

Mortgage resources

Mortgage calculator

Home equity line of credit

Explore housing articles

Ready to make the switch?


We can’t wait to see you

Book a virtual or in-person appointment with a local Prospera mortgage expert

Book an appointment


Let’s chat

Contact our Member Service Centre


1 888 440 4480


Start your online application

Begin your mortgage application from the comfort of home

Get started