Member notice:
Our Cloverdale branch will be closed today due to a planned power outage by BC Hydro. We apologize for any inconvenience. If you require assistance, please call our Member Service Centre at 1 888 440 4480 or visit a nearby branch.
Skip to main content
-
PERSONAL
Accounts
Accounts- Compare daily accounts
- Unlimited
- Basic
- Unlimited Senior
- Unlimited Young Adult
- Personal US Account
- Compare savings accounts
- Personal high growth savings account
- Personal savings account
- Additional services
- Money and wire transfers
- Safety deposit boxes
- Cheque ordering
- Foreign currency
- eStatements
- Ways to bank
Credit Cards
Mortgages
Loans & Lines of Credit
Loans & Lines of Credit -
BUSINESS
Business homepage
Accounts
Accounts- Daily accounts
- Compare daily accounts
- Business pay-as-you-go account
- Business e-chequing account
- Business plan 35 account
- Business plan 75 account
- Local community account
- Business US account
- Compare savings accounts
- Business high growth savings account
- Business savings account
- Ways to bank
- Business Online Banking
- Advanced Business Online
Credit Cards
Cash Management
Cash Management- Receivables
- Merchant services POS
- Invoicing
- Advanced business deposit
- Payables
- Payroll
- Wire transfer
- Automated funds transfer
Borrowing
Advisors & Resources
-
WEALTH
Wealth homepage
Our Approach
Work With An Advisor
- Work with an advisor
- Lower Mainland
- Investment specialists
- Investment advisors
- Fraser Valley
- Investment specialists
- Investment advisors
- Okanagan
- Investment specialists
- Investment advisors
Personal investing
Insurance
-
COMMUNITY
COMMUNITYDoing good
Giving back
Events and programs
Grants, sponsorships and donations
Education bursaries and grants
Prospera Foundation charitable grants
PERSONAL
Accounts
Credit Cards
Mortgages
Loans & Lines of credit
Investing
Credit card advice
Offers & promotions
BUSINESS
Accounts
Credit Cards
Cash Management
Borrowing
Advisors & Resources
Credit card advice
Payables
WEALTH
How we help
Work with an advisor
Personal investing
Insurance
Personalized financial advice
Offers
Lower Mainland
Fraser Valley
Investment goals
Investment advice
Investment calculators
COMMUNITY
In the community
Prospera Insurance Agencies
Life insurance
Family comes first. Life insurance is there to protect their financial well-being, just in case.
- WEALTH
- Insurance
- Compare insurance
- Life insurance
Life insurance
Life insurance provides your beneficiaries with a lump-sum, tax-free benefit on your death. They can use that money to pay off a mortgage, cover taxes due on your estate, put towards post-secondary education, or meet any other need.
Life insurance is provided by Prospera Insurance Agencies Ltd*.
Life insurance is right for you if:
- You want to protect your family’s standard of living.
- You want to make sure loved ones aren’t left with debt.
- You want to build a legacy for your children.
- You want to protect business partners.
- You want to create a substantial gift for a charity.
How life insurance helps:
- Arrange enough to pay off your mortgage, car loan, and other debts, and cover household expenses for a period of time.
- Give your family financial flexibility at a very difficult time.
- Make sure your business is able to continue without you.
- Become a philanthropist if you choose.
Term or permanent life insurance
Term life insurance provides protection for a specific amount of time (the “term”). It’s simple, cost-effective, and great for filling a temporary need, like protecting your family while your children are growing up.Once children move out on their own and you have enough saved for retirement, permanent life insurance may be a better choice. It’s initially more expensive, but includes an investment component that can enhance your overall wealth protection strategy.
Talk with an advisor to see which is best for you.
Insurance advisors
Let our expert advisors guide you towards appropriate insurance protection that gives you peace of mind.
Want to learn more? Check out our blogs
Do I need to top up the life insurance I have through work?
5 ways to use term insurance
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
Send a support email
Send us an email
Meet online or in person
Prospera Insurance Agencies Ltd. provides life, disability, critical illness and long-term care insurance, annuities, and full business solutions such as group benefit plans, succession planning, and business owner insurance.
Your insurance contract will provide details of the coverage available under the plan you choose. Restrictions may apply.
Your insurance contract will provide details of the coverage available under the plan you choose. Restrictions may apply.