The offer combination of annual fee rebate and Bonus Flex Rewards points is available for new Cash Back Visa* Infinite cards from April 1, 2026 – June 30, 2026 (must meet offer criteria).1
Turn your errands into earnings
Get up to $220 in value1 with a new Cash Back Visa Infinite*
For a limited time, apply for a Cash Back Visa Infinite* credit card and be rewarded with:
a first-year annual fee rebate, PLUS
up to 10,000 bonus Flex Reward points1
Stack your value
Enjoy an annual fee rebate on your first year + up to 10,000 bonus Flex Reward points.1
Make everyday spending count
Earn points on everyday purchases like groceries4, gas5, recurring bills6 and dining6.
Fast track your rewards
Earn up to 10,000 bonus Flex Rewards points—that’s up to $100 cash back value.1
Apply in minutes
Apply online and be one step closer to earning rewards!
Offer 1:
First-Year Annual Fee Rebate
- Annual fee waived for your first year on eligible cards. See FAQ
- Cash Back Visa Infinite* card - $120 annual fee Rebated for the first year!
Offer 2:
Get up to 10,000 bonus flex reward points – up to $100 in value!1
- Earn a welcome bonus of 2,500 Flex Rewards points when you make your first Purchase within 40 days of account opening
- Earn 2,500 Flex Rewards points when you spend $4,500 within 100 days of Account opening
- Plus, earn a one-time anniversary bonus of 5,000 Flex Rewards points when you spend $25,000 within 11 months days of account opening
- For new Cash Back Visa Infinite* cards only
Your card also comes with built-in value:
- Emergency Health Care Coverage - 15 days, under 65 yrs, including intergenerational coverage2
- Baggage Coverage - 15 days, under 65 yrs - up to $5002
- 24/7 Travel Assistance2
- Auto Rental Collision/Loss Damage Insurance for vehicles rented up to 48 consecutive days3
- 90 days purchase protection on eligible purchases made with your card3
- Double the manufacturer's warranty (up to one year) on eligible purchases made with your card3
- Mobile Device Insurance - up to $1,000 of coverage3
- Access to exclusive Visa Infinite offers and perks††
Apply now
How long are these offers available?
When will I get my fee rebate?
The 1st year annual fee rebate will reflect on an eligible new primary cardholder accounts within two (2) statement cycles, following application approval and card activation1. Statement description will read “First Year Annual Fee Rebate”.
How do I earn the 10,000 bonus Flex Rewards points?
To qualify for rewards points, cardholders must meet the following requirements within set timelines based on their account open date:
- Tier 1: First purchase completed within 40 days of their account open date.1
- Tier 2: Qualifying transaction amount of $4,500 met within 100 days of account open date.1
- Tier 3: Qualifying transaction amount of $25,000 met within 11 months of account open date.1
Who’s eligible?
New primary personal cardholders (based on the card selected through Prospera and issued by Collabria). Upgrades/switches and additional cards are excluded from the bonuses. 1
How do I redeem my points?
Redeem for cash rewards (statement credit or deposit on cash back cards), merchandise, travel, gift cards, and more via Flex Rewards.†
Where can I compare all available cards?
See Compare credit cards and card details on prospera.ca.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
Send a support email
Send us an email
Meet online or in person
Legal
1 Offer terms and conditions apply. Visit here for more details.
2 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. For details of the coverage, refer to your insurance contract. Some conditions and restrictions apply. Insurance coverage is subject to change.
3 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the trade name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including eligibility, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online here. Insurance coverage is subject to change. If you are an existing Collabria Cardholder you can file a claim or check your claim status here.
4 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
5 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
6 If the combined annual select RECURRING BILLS, DIGITAL STREAMING AND DINING purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
††Terms & conditions apply. Visit here for more details.
†Terms & conditions apply. Visit here for more details.
*Trademark of Visa Int., used under license. The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.