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Pay per transaction with the Pay As You Go Account.
Daily banking

Business Pay As You Go Account

Pay only for what you need with a low
monthly fee.
Low monthly fee

Keep banking fees under your control

Only have a few transactions every month? Don’t pay for features you won’t use. With the Pay As You Go Account, you get a low monthly fee that includes two free Interac® e-Transfers every month. And, when you deposit cash, coins or cheques, you only pay the transaction fee — nothing extra for the type of deposit. 

Monthly features:
  • Pay per use transactions
  • 2 free Interac® e-Transfers
  • Free electronic transfers and pre-authorized credits
  • Free electronic statements (including cheque images)
Monthly fee:
  • $5

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Service charges

Here’s what you’ll pay for your transactions:*


Deposits$0.90
Withdrawals$0.90
Cheques$0.90
In-branch transfers$0.90
ATM withdrawals from all Canadian credit unions$0.90
Point of sale transactions$0.90
Pre-authorized debits$0.90
In-branch and electronic bill payments$0.90
Interac® e-Transfers (after 2 free/month)$1.00
Interac® ATM withdrawals
$2.45
USA EXCHANGE® and foreign CIRRUS® ATM withdrawals$3.35
Official cheque$10.00
US draft$10.00
Paper statement (including cheque images)$2.00

View all service charges

Explore all accounts

Business Plan 35 Account

Get 35 transactions included and pay for extras if needed.

View details

Business Plan 75 Account

Get 75 transactions included and pay for extras if needed.

View details

Local Community Account

Get free banking services as a hard-working local non-profit.

View details

Business US Account

Manage your US dollars in a low-cost account.

View details

Compare all

Choose a day-to-day banking account that makes it easy to do business.

Compare operating accounts

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:
Bank online by signing into your account at Prospera.ca
Do your banking anywhere with the Prospera mobile banking app
Do your banking at one of over 4,000 ATMs across canada
Choose a time and date that works best for you, in person, by phone, or video call.
Choose a time and date that works best for you, in person, by phone, or video call.

More ways to bank

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Business advice

Get help with each stage of your business

Whether you're starting up, growing and busy, stagnating and stuck, or ready to pass the business torch, talk to one of our business advisors for local knowledge and the financial expertise you need on your team.

More details Book an appointment

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


View branch locations or find an ATM

^Fees are subject to change without notice.