Member notice: Our Cloverdale branch is closed today due to scheduled maintenance by BC Hydro. We apologize for any inconvenience. If you require assistance, please call our Member Service Centre at 1 888 440 4480 or visit a nearby branch.
Skip to main content
ATM / Branch
Non-redeemable US term deposits
Personal investing

Non-redeemable US term deposits

Grow your US dollar savings for your next big trip or cross-border shopping trip.   

Invest for the long term 

Set it and forget it” with our longer-term non-redeemable US term deposits. Grow your US dollar savings for your travel that’s a few years away.
Features:
  • Invest $1000 or more
  • Terms of 1 to 5 years
  • Not redeemable
  • Interest paid annually
Accounts:
  • Non-registered
View rates Book an appointment

Park your money for less than a year 

Maybe your trip is coming up in a few months and you want to use some of your US cash. You can still earn interest with our shorter-term non-redeemable term deposits. Choose a term between 30 and 364 days. At the end, you`ll get your cash back plus guaranteed interest.  

Features:
  • Invest $5000 or more
  • Terms of 30 to 364 days
  • Not redeemable
  • Interest paid at maturity
Accounts:
  • Non-registered

Ways to bank with us

The many ways you can access your accounts, documents, statements, and more:
Bank online by signing into your account at Prospera.ca
Do your banking anywhere with the Prospera mobile banking app
Do your banking at one of over 4,000 ATMs across canada
Choose a time and date that works best for you, in person, by phone, or video call.
Choose a time and date that works best for you, in person, by phone, or video call.

More ways to bank

Explore all term deposits

Cashable

Stay flexible with the option to withdraw your money anytime after 30 days.

View details
Rate climber

Enjoy higher rates the longer you stay invested — but you can cash out at the end of each year.

View details
Re-investible

If interest rates rise, you can switch to a non-redeemable term deposit of equal or greater length.

View details
Non-redeemable

Get a better interest rate if you don’t need to touch your money before the maturity date. 

View details
Compare all

Get guaranteed returns whether you need flexibility or can lock in for a higher rate.

View details
Meet an Advisor
We’re here to help

Talk to an advisor

Our knowledgeable advisors can guide you through life’s big and small financial decisions — and their services are completely free of charge for our members.
Learn more

How to reach us

Call our Member Service Centre

Toll free
1 888 440 4480

Monday to Friday
8 am - 8 pm

Saturday 9 am - 5 pm

Contact tech support
Send us an email

Fill out our contact form

Meet online or in person

Book an appointment


View branch locations or find an ATM