Borrowing
Personal loan
Looking to make your next big purchase? Get the money you need with a set repayment schedule to keep you on track.
What do you need money for?
Make big one-time purchases with confidence using a personal loan with an affordable interest rate.
Buy a new or used vehicle
Buy a new or used boat
Buy a recreational vehicle
Pay a cost you know in advance
Consolidate your debt
Borrow with discipline
With a personal loan, you borrow an amount of money for a period of time — say, $10,000 for five years. You get the full $10,000 to use immediately. With pre-approval, you know exactly how much you can spend. You also get a schedule that tells you how much you have to pay back at regular intervals over those five years. At the end of the loan’s term, you’re debt-free.
Features:
- Terms of 1 to 5 years*
- Pre-approval available
- Loan protection insurance
Flexibility:
- Weekly, bi-weekly or monthly payments
- Fixed or variable interest rate
- Pay loan off early with no penalty
Try our loan calculator
Ways to bank with us
The many ways you can access your accounts, documents, statements, and more:
Explore all loans and lines of credit
RRSP loan
Retirement savings need a nudge? Maximize your RRSP contribution and your tax deduction.
Personal line of credit
Access money whenever you need it, and only pay interest on what you borrow.
Home equity line of credit
Get all the flexibility of a personal line of credit, with a better interest rate.
We’re here to help
Talk to an advisor
Our knowledgeable advisors can guide you through life’s big and small financial decisions — and their services are completely free of charge for our members.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
Send a support email
Send us an email
Meet online or in person
Legal
*Up to 7 years for vehicles, 15 years for boats, and 20 years for recreational vehicles.