- Tier 1: Receive 5,000 points after 1st purchase within 40 days of the Account Open Date**.
- Tier 2: Receive 5,000 points upon reaching the “Qualifying Transaction Amount” of $4,500 within 100 days of the Account Open Date**.
- Please note, Tier 1 and Tier 2 can be achieved independently of each other**.
Personal banking
Get up to $220 in value—including no annual fee for the first year**
Turn your everyday spending into big rewards1!
Get up to $220 in value** with a Premium Visa Infinite* card
You deserve a credit card that fits your lifestyle. Whether that’s rewards for your routine purchases or perks for your passion, a premium Visa* comes packed with value plus great features and benefits†.
For a limited time, receive up to $220 in value, including 10,000 Flex Reward points and your first-year annual fee rebated**, with the Cash Back Visa Infinite* OR the Visa Infinite* when you apply and are approved before April 30, 2025**.
Choose a card with perks that matter to you!
Whether you prefer maximizing everyday purchases with valuable rewards1 or taking advantage of travel perks†, you get to choose the card that works best for you.
The choice is yours: both cards come with additional benefits including Purchase Protection2, Extended Warranty2, Mobile Device Insurance2, and Auto Rental Collision/Loss Damage Insurance2.
Premium
Cash Back Visa Infinite*
Cash Back Visa Infinite* gives you 4 points for every $1 you spend on groceries and sustainable transit3, plus points on all other purchases. Its travel protection4 is perfect for shorter trips.
$120 Annual fee
20.99%5 interest rate on purchases
Premium
Visa Infinite*
When you want it all. Earn our highest level of cash rewards6 by redeeming points2, and stay protected with built-in car rental2 and trip insurance4.
Points for every dollar spent: 3 for groceries7, 2 for dining and entertainment8, 1 for everything else1.
$120 Annual fee
20.99%5 interest rate on purchases
Frequently asked questions
How do I get the 10,000 Flex Reward points**?
When will I get my fee rebate**?
The 1st year annual fee rebate will reflect on an eligible new primary cardholder account within two (2) statement cycles, following application approval and card activation**. Statement description will read “First Year Annual Fee Rebate”.
Can I manage my card online?
Yes, visit cardwiseonline.ca or download the CardWise Mobile app in the Apple App Store or Google Play Store.
When does the offer end?
The offer is valid until April 30, 2025**.
Is this offer available for business credit cards?
Yes, to learn more about the offer available for business credit cards, click here**.
How to reach us
Call our Member Service Centre
Contact tech support
Available 24/7
1 888 884 4430
Send a support email
Send us an email
Meet online or in person
Legal
**Offer terms and conditions apply
† Terms & conditions apply. Visit here for more details.
1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
2 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
3 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
4 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.
5 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online
6 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
7 If annual GROCERY purchase volume on a Visa Infinite Card exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
8 If annual combined ENTERTAINMENT and DINING purchase volume on a Visa Infinite Card exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.
The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.
*Trademark of Visa Int., used under license.
All other trademarks are the property of their respective owner(s).
† Terms & conditions apply. Visit here for more details.
1 Reward points are earned on net purchases only. Any Cash-like Transactions including Cash Advances, Balance Transfers, and interest charges, fees, payments, credit or debit adjustments and any amount other than Purchases that may be charged to your Account with your Card or Convenience Cheques, do not qualify for Points. For more information visit collabriacreditcards.ca/rewards
2 Insurance coverage is underwritten by American Bankers Insurance Company of Florida (ABIC). ABIC, its subsidiaries, and affiliates carry on business in Canada under the name of Assurant®. ®Assurant is a registered trademark of Assurant, Inc. Details of insurance coverage, including definitions, benefits, limitations and exclusions, are in the Certificate of Insurance. The Certificate of Insurance is available online at collabriacreditcards.ca/insurance. Insurance coverage is subject to change.
3 If the combined annual GROCERY and SUSTAINABLE TRANSIT purchase volume on a Cash Back Visa Infinite card exceeds $20,000 in a calendar year, the points earned for all net new purchases after this amount is reached will be associated with the ‘All other purchases’ rate category until January 1 of the following calendar year.
4 Insurance coverage is underwritten by Desjardins Financial Security Life Assurance Company. Details of insurance coverage, including number of days of coverage, definitions, benefits, limitations and exclusions are in the Travel Insurance Contract. Please visit collabriacreditcards.ca/insurance for complete details. Insurance coverage is subject to change.
5 The interest rates are in effect from the date the credit card is approved. For more information, please reference your cardholder agreement or visit online
6 The base value of one reward point is equal to one cent (a penny per point). The cash equivalent shown for illustration purposes only is based upon the redemption of these points as a statement credit. The valuation is for cash equivalent only; the value of redeeming for merchandise and travel may vary.
7 If annual GROCERY purchase volume on a Visa Infinite Card exceeds $20,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
8 If annual combined ENTERTAINMENT and DINING purchase volume on a Visa Infinite Card exceeds $15,000 in a calendar year, the points earned for all new net purchases after this amount is reached are those associated with the ‘All other purchases rate’ category until January 1 of the following calendar year.
Collabria Financial Services Inc. (“Collabria”) is an independent entity from your credit union with no ownership interest in the other. If you choose to obtain Collabria credit card services through a referral from your credit union, it will receive compensation from Collabria.
The Collabria Visa Card is issued by Collabria Financial Services Inc. pursuant to a license from Visa.
*Trademark of Visa Int., used under license.
All other trademarks are the property of their respective owner(s).