What can we help you with?
Navigate your finances easily
Featured offers
Accounts
Borrowing
Mortgages
Investing
Learning & security
Earn a cash bonus of up to $3,000 when you invest
Start investing with Aviso Wealth at Prospera with as little as $5,000 and get personalized advice plus a cash bonus of up to $3,000*.
Pay less credit card interest with a 0% interest rate for 9 months*
Transfer your credit card balance to a new or existing Prospera credit card and enjoy a 0% interest rate for 9 months*.
Don’t miss out on limited time offers!
Cash bonus? Reward points? Extra perks? We’ve got all that and more. Don’t miss out on these limited time offers.
Compare chequing accounts
For your everyday financial activities, select a secure, easy-access account to get you through your day.
Compare savings accounts
Remember piggy banks? Our interest-paying savings accounts help you save and spend your pennies too.
Compare credit cards
What do you want from your credit card? Cash back? Travel rewards? No-frills convenience? We have a card for every need.
Ways to bank
It’s your money. We never forget that. So we make it easy to get it when you need it — digitally and in person. Explore all the options available to you at your fingertips.
RRSP catch up loan
Retirement savings need a boost? Maximize your RRSP contribution room and your tax deduction.
Personal line of credit
Access money whenever you need it, and only pay interest on what you borrow.
Fixed rate vs variable rate mortgages
Choosing a mortgage is a lot easier than finding your dream home. Seriously. Let’s walk you through it.
Use your homes equity
Get all the flexibility of a personal line of credit, with a better interest rate. Use the equity in your home to get a home equity line of credit.
Try our mortgage calculator
Test out our residential mortgage calculator and set your house-hunting budget based on mortgage payments you can afford.
Online self-investing tools
Is self-serve your style? Manage your investments from the comfort of home with Qtrade Guided Portfolios and Qtrade Direct Investing.
Ways to invest
Discover all of the ways we can help you meet your goals. From term deposits and mutual funds to registered plans, stocks and exchange-traded funds, let's put your money to work for you.
Responsible investing
Empowering positive change through socially responsible investing. Learn more about our socially responsible investment solutions through our partners at NEI.
$0 Investment transfer fee
Transfer your investments and have them managed by a local advisor that knows you and your goals. There's no fee and we make it easy.
Work with a Wealth advisor
Delve beyond the numbers with a Wealth Advisor who is dedicated to helping you plan for retirement, save for your goals, invest wisely, and prepare for your future.
Financial calculators
Want to explore certain lending rates or how interest affects your savings? Try our calculators to help you figure out the right budget or savings plan.
Online advice center
Your go-to resource for expert articles, online banking demonstration videos, and practical how-tos on financial topics, investing, housing and more.
Security learning hub
Explore our security hub; an essential guide to safeguarding your accounts, spotting scams, and protecting your personal information.Easy access to great local rates
From mortgages to investments, we'll find the right rate option for you, down to the very last decimal
Online advice center
Your go-to resource for expert articles, online banking demonstration videos, and practical how-tos on investing, mortgages, day-to-day finances, and more.
Security learning hub
Explore our security hub; an essential guide to safeguarding your accounts, spotting scams, and protecting your personal information.See why local banking really means more
Numbers you can be proud of as a Prospera member
4,000+
ding-free exchange network ATMs across Canada
24
branches across the Lower Mainland, Fraser Valley and Okanagan
$1M+
invested back into our local communities annually
5,000+
annual employee volunteer hours contributed to our local communities
How to reach us
Visit us in person at your local branch, give us a call, or send us an email — we're always happy to help.
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Send us a message
Virtual or in person
At Prospera Credit Union, your eligible deposits are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).