Member notice: Our Cloverdale branch is closed today due to scheduled maintenance by BC Hydro. We apologize for any inconvenience. If you require assistance, please call our Member Service Centre at 1 888 440 4480 or visit a nearby branch.
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    Due to the Canada Post strike, you may experience delays in receiving your statements and other mail from Prospera. For quicker access to your account information, please use or sign up to our online or mobile banking services, call us at 1 888 440 4480 or visit your local branch.
     

    What can we help you with?

    Navigate your finances easily

    Your fastest payday ever
    Meet with an investor and chat about your investing goals for a chance to win $20,000*!


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    Receive welcome points on new credit cards
    Looking for a new credit card? Apply for one of our Visa Infinite cards and receive 5,000 welcome points


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    Don’t miss out on limited time offers!
    Cash bonus? Reward points? Extra perks? We’ve got all that and more. Don’t miss out on these limited time offers.

    View all offers

    Compare chequing accounts
    For your everyday financial activities, select a secure, easy-access account to get you through your day.
    Compare savings accounts
    Remember piggy banks? Our interest-paying savings accounts help you save and spend your pennies too.
    Compare credit cards
    What do you want from your credit card? Cash back? Travel rewards? No-frills convenience? We have a card for every need.
    Ways to bank
    It’s your money. We never forget that. So we make it easy to get it when you need it — digitally and in person. Explore all the options available to you at your fingertips.
    RRSP catch up loan
    Retirement savings need a boost? Maximize your RRSP contribution room and your tax deduction.
    Personal line of credit
    Access money whenever you need it, and only pay interest on what you borrow.
    Fixed rate vs variable rate mortgages
    Choosing a mortgage is a lot easier than finding your dream home. Seriously. Let’s walk you through it.
    Use your homes equity
    Get all the flexibility of a personal line of credit, with a better interest rate. Use the equity in your home to get a home equity line of credit.
    Try our mortgage calculator
    Test out our residential mortgage calculator and set your house-hunting budget based on mortgage payments you can afford.
    Online self-investing tools
    Is self-serve your style? Manage your investments from the comfort of home with Qtrade Guided Portfolios and Qtrade Direct Investing.


    Compare options

    Ways to invest
    Discover all of the ways we can help you meet your goals. From term deposits and mutual funds to registered plans, stocks and exchange-traded funds, let's put your money to work for you.
    Responsible investing
    Empowering positive change through socially responsible investing. Learn more about our socially responsible investment solutions through our partners at NEI.
    $0 Investment transfer fee
    Transfer your investments and have them managed by a local advisor that knows you and your goals. There's no fee and we make it easy.
    Work with a Wealth advisor
    Delve beyond the numbers with a Wealth Advisor who is dedicated to helping you plan for retirement, save for your goals, invest wisely, and prepare for your future.
    Financial calculators
    Want to explore certain lending rates or how interest affects your savings? Try our calculators to help you figure out the right budget or savings plan.


    Try calculators

    Online advice center
    Your go-to resource for expert articles, online banking demonstration videos, and practical how-tos on financial topics, investing, housing and more.


    Explore now

    Security learning hub
    Explore our security hub; an essential guide to safeguarding your accounts, spotting scams, and protecting your personal information.


    Learn more

     
     

    Easy access to great local rates

    From mortgages to investments, we'll find the right rate option for you, down to the very last decimal

    5-year fixed rate mortgage

    (insured)

    RRSP catch-up fixed rate loan

    (starting from)

    12 month term deposit

    (non-redeemable)

     
     

    Online advice center

    Your go-to resource for expert articles, online banking demonstration videos, and practical how-tos on investing, mortgages, day-to-day finances, and more.


    Explore now

    Security learning hub

    Explore our security hub; an essential guide to safeguarding your accounts, spotting scams, and protecting your personal information.


    Learn more

     
     
     
     

    See why local banking really means more

    Numbers you can be proud of as a Prospera member

    4,000+

    ding-free exchange network ATMs across Canada

    24

    branches across the Lower Mainland, Fraser Valley and Okanagan

    $1M+

    invested back into our local communities annually

    5,000+

    annual employee volunteer hours contributed to our local communities

    How to reach us

    Visit us in person at your local branch, give us a call, or send us an email — we're always happy to help.


    Give us a call

    1 888 440 4480


    24/7 tech support

    1 888 884 4430


    Send us a message

    Fill out our form


    Virtual or in person


    Book an appointment



    At Prospera Credit Union, your eligible deposits are 100% protected by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC).